Rolla
Ajo & Esusu, made simple

Save together,
the African way.

Rolla makes the savings circles you grew up with safer and simpler. Save with people you trust, see every payout happen on time, and let your money grow a little while you wait your turn.

See how it works
  • No middlemen
  • Transparent payouts
  • Earn while you save
9:41

Hello, Amara

Your savings, on your terms

Total in Circles

$4,820.00

3 active1 payout5 circles

Your payout is ready — claim $1,200 from Lagos Traders

Your Circles

+ New

Lagos Traders

8 members

$150 / wk

Family Pool

5 members

$80 / wk

Earn up to 14.8% APR

Put idle savings to work →

Home
Circles
Vault
Wallet

14.8%

Growth on savings waiting their turn

$0

Hidden fees, ever

100%

Open and transparent

24/7

Take your money out anytime

Lagos Traders

8 members · $150 weekly

Round 6 / 8

This round's pot

$1,200.00

6 of 8 contributions collected

A
Amara
Paid · Round 4
T
Tunde
Paid · Round 5
Y
You
Up next · Round 6
Savings Circles

The ajo you grew up with — now fair for everyone.

It's the savings circle you already know — ajo, esusu, tontine. Everyone chips in the same amount each round, and members take turns getting the full pot. Rolla keeps everyone honest, so no one skips a payment or disappears, and every payout is there for the group to see.

  • 1

    Invite people you trust — agree on the amount and schedule.

  • 2

    Everyone chips in each round, automatically.

  • 3

    One member gets the full pot each round, taking turns until everyone's been paid.

Why Rolla

Old tradition. New peace of mind.

Everything you love about saving with your community — now safer, clearer, and easier to trust.

Everyone plays fair

The amount, the schedule, and whose turn is next are all agreed up front — and can't be changed. No skipped payments, no favorites, ever.

Your savings keep growing

Money waiting for its turn doesn't just sit there. It quietly earns a little extra until your round comes around.

Pay with what you have

Chip in with whatever you've got. Rolla takes care of the rest behind the scenes, so every circle stays simple.

Save from anywhere

Save with family and friends across borders. No bank branch, no transfer fees — just a shared circle that works from anywhere.

Payouts you can see

Every round, every payout, and whose turn is next is right there for the whole group to see. The pot is always exactly where it should be.

Truly yours

Your savings always belong to you. Rolla can't touch them, hold them, or lock you out — not now, not ever.

Save & Earn

Let your savings grow while they wait.

Money that's waiting its turn can earn a little extra in the meantime. Pick the option that matches how long you're happy to leave it.

Flex Vault

8.5%APR

No lock-up · From $10

Keep it flexible. Earn a little extra while you keep instant access to your money.

  • Take it out anytime
  • Grows every day
  • Great for spare cash
Popular

Growth Vault

11.2%APR

90-day lock · From $100

A nice middle ground for savers who can set money aside for a season.

  • Earns more
  • Grows on itself
  • Great for a savings goal

Power Vault

14.8%APR

365-day lock · From $500

The most growth for savers who are in it for the long haul.

  • Earns the most
  • Priority payouts
  • Grows all year long

Rates shown are examples and can go up or down over time. Your savings are never locked away from you for longer than the term you pick.

How it works

Three steps to your first circle.

No paperwork, no waiting on a collector. Just open the app and start saving.

STEP 01

Sign in

Get started in moments with your wallet. Your money stays in your hands the whole time.

STEP 02

Start or join a circle

Pick the amount, the schedule, and who's in — or join one you've been invited to. Everyone agrees on the rules from day one.

STEP 03

Save & get paid

Everyone pays in each round, and members get the full pot in turn. While you wait, your money earns a little extra.

Safe & sound

Built so you never have to wonder where the money is.

The savings circles you grew up with run on trust alone. Rolla keeps the trust — and shows you the proof.

  • Money only moves the way your group agreed
  • No hidden fees, no middlemen
  • Take your money out whenever it's yours to take

Your money stays yours

Only you can touch your savings. Rolla can never move your money in any way your group didn't agree to.

Rules that can't be bent

The way your circle works is set up front and out in the open — so the rules can never quietly change on you.

Everything out in the open

Every payment and payout is recorded for the whole group to see, so you can always check for yourself.

Your community is already saving.
Make it count.

Start a circle in minutes, or let what you've already saved grow a little. It's your money, on your terms.

Free to start · Your money stays yours · No hidden fees